Free Your Mind Online…

Check out the following definitions from Allwords.com
Proactive
Acting in advance to deal with an expected difficulty; anticipatory.
Reactive
Reacting to the past rather than anticipating the future, not predictive.
Which one are you when it comes to money?  Consider the following material
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Your credit score can have an effect on every area of your finances (even if you never [...]

A while back, I wrote an article called The Rule of 72. In this article I explored how compound interest can make you (or the banks) very rich. One of the morals of the story (so to speak) was that instead of giving someone ELSE your money and letting them invest it, and [...]

A while back, I wrote an article admonishing those who had the idea that being frugal somehow meant not living life to the fullest and hoarding money.  Today, I would like to talk about the “Other Side” of Frugality.  You see, frugality is a beautiful thing, but it can also be dangerous!
What do I mean [...]

Does the Frugal Living or Lifestyle constitute vanity?  Shouldn’t we be trying to live our lives to the fullest while we can?  Does it make sense to spend your whole life trying to penny pinch and save money here and there?  Today I will discuss this apparently “controversial” topic.  You can’t take it all with [...]

This question has been asked so many times, “Which is better, Debt Snowball or Debt Avalanche?” I have seen some heated debates on this, and that by itself I find really interesting.  So to put an end to all of the controversy, I will do a newsletter on which one of these “magic” plans are [...]

Are you thinking of buying a used car?  Are you thinking of buying a new car?  Do you already have a car and are completely happy with what your “vehicle(s) situation” is?
Well whatever the case may be, you may want to consider the following material.  Unless you have money to throw away
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#1 [...]

You may read the title of this and think that this newsletter will focus on money and relationships.  Well, that is an incorrect thought.  You may also think that this is a tribute to Tina Turner.  That would be wrong again.  But I do want to talk about love and money.
Why?  Love is one of [...]

In the past I have spoken on things like how to become financially independent, but today I will talk about how to be broke! Why do I want to talk about this? It’s very simple.
There are some people who learn by being taught how to do something, and then there are others who learn by [...]

A lot of people out there may be interested in hiring someone to do their finances for them, but they are not sure which way to turn. Then there are others who are not in the least bit looking toward getting any financial help.
Either way, I would urge everybody to consider this material, because I [...]

Today I would like to discuss the controversial subject known as budgeting. Most, if not all of financial experts will tell you that you must have one to succeed. This seems like a no brainer, but if it is that easy, then why is it that nobody does them?
Is it because people are just lazy? [...]