Archive of category "Debt"

Check out the following definitions from Allwords.com
Proactive
Acting in advance to deal with an expected difficulty; anticipatory.
Reactive
Reacting to the past rather than anticipating the future, not predictive.
Which one are you when it comes to money?  Consider the following material
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Your credit score can have an effect on every area of your finances (even if you never [...]

Are you up to your eyeballs in debt? Are you about to lose your home? Have you considered bankruptcy? Do you know of anyone who is considering or who has already filed bankruptcy or had a foreclosure? The following information could be vital.
Obviously filling bankruptcy can hurt your financial future… but [...]

To all of my faithful subscribers, you are certainly familiar with the very first article that you received once you subscribed to Free Your Mind Online. This article was The Conspiracy of Home Loanership. There are a lot of people who have gotten the idea that I am against buying a home and I certainly [...]

Does the Frugal Living or Lifestyle constitute vanity?  Shouldn’t we be trying to live our lives to the fullest while we can?  Does it make sense to spend your whole life trying to penny pinch and save money here and there?  Today I will discuss this apparently “controversial” topic.  You can’t take it all with [...]

In the past, I addressed the question of whether or not having a good credit score was even important (that is if you don’t plan on taking on new debt).
Now that we have addressed that, the next question is, “If I have bad credit, how can I raise my score?”  Is credit repair the answer?  [...]

This question has been asked so many times, “Which is better, Debt Snowball or Debt Avalanche?” I have seen some heated debates on this, and that by itself I find really interesting.  So to put an end to all of the controversy, I will do a newsletter on which one of these “magic” plans are [...]

Are you thinking of buying a used car?  Are you thinking of buying a new car?  Do you already have a car and are completely happy with what your “vehicle(s) situation” is?
Well whatever the case may be, you may want to consider the following material.  Unless you have money to throw away
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#1 [...]

You may read the title of this and think that this newsletter will focus on money and relationships.  Well, that is an incorrect thought.  You may also think that this is a tribute to Tina Turner.  That would be wrong again.  But I do want to talk about love and money.
Why?  Love is one of [...]

In the past I have spoken on things like how to become financially independent, but today I will talk about how to be broke! Why do I want to talk about this? It’s very simple.
There are some people who learn by being taught how to do something, and then there are others who learn by [...]

Debt Season

Oh Yes! It is getting around about that time. What time am I talking about? Debt Season. You can also call it the Holiday Season Hangover. Right now people are sitting back and looking at their debt and how long it will take them to get out.
But this problem is [...]

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