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Wanna Be Broke? Do a Budget!

Today I would like to discuss the controversial subject known as budgeting. Most, if not all of financial experts will tell you that you must have one to succeed. This seems like a no brainer, but if it is that easy, then why is it that nobody does them?

Is it because people are just lazy? Is it because they have no discipline? Do Budgets even work?!! Consider the following material. Things are not always as they seem.



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