Is using credit cards good or bad.  That IS the question.  Credit card debt is of course a bad thing.  But what if you pay off your balance every month and earn reward points.  Credit cards can be a good thing if used properly… right?

In this clip from the Dave Ramsey show, Josh asks Dave what the problem is with credit cards when he pays off the balance every month.

Originally posted 2015-03-17 00:51:56.