Guest Blog Post

 As a mompreneur, you have to balance a busy office in the middle of a hectic home, make the right marketing calls and ensure that everybody has their shin guards for Saturday’s soccer match. When your to-do list is endless, security for your home business may feel like just another task to add to a long list of chores, but it’s an essential part of running a successful home-based business. As a business owner, you need to take steps to protect yourself virtually, materially and financially.

Build Up the Firewalls

When you work for a big corporation, your employer has an entire IT team devoted to keeping an in-house network secure. When you run your own business, it’s up to you. Install security software, keep your apps updated and only download software from trusted sources.

When you are traveling, your network security needs change. Whether you’re spending a few hours working in a coffee shop to get away from screaming kids or enjoying a quiet night at a hotel on a business trip, you will be using a public Wi-Fi network. Unfortunately, once you’re signed in, any hacker who is on that same network can steal your passwords and get into your accounts. With just a few bits of info, they can wreck havoc on your social media account, rifle through your business files and drain your bank accounts. Encrypt everything you do while on a shared network, and before you transmit any data, double check you are on a secure “https” site rather than just an “http” site.

Thwart Robbers

According to the FBI’s most recent data, there are more than 9 million property crimes each year. That’s a property crime rate of 2,909 per 100,000 residents, indicating that citizens are more likely to be the victim of a property crime than any other type of crime. Protect your business assets with a DIY alarm system for the home. Whether you are new to DIY or a seasoned expert, you can work through the steps to get your home secure in about an hour.

Safeguard Your Assets from Creditors

Many business owners erroneously assume that their limited liability companies are beyond reproach in the legal system, but this is not the case. In 2007, the U.S. Chamber Institute for Legal Reform discovered that small businesses around the country had faced $98 billion in creditor liability costs, $20 million of which they had to pay out of pocket, according to Bloomberg Businessweek.

Ensure that you are truly protected from your creditors if your business goes belly up by having a legal expert look over everything before you sign it. Never sign any contracts that might hold you personally responsible for a debt and never offer a personal guarantee on anything. A good insurance policy is invaluable in protecting yourself against litigation.

Kimberly Jackson
Kimberly is a blogger, comic book and gaming enthusiast. Yes, you may call her a geek.

Originally posted 2013-09-27 19:02:45.