Free Your Mind Online…

A while back, I wrote an article admonishing those who had the idea that being frugal somehow meant not living life to the fullest and hoarding money.  Today, I would like to talk about the “Other Side” of Frugality.  You see, frugality is a beautiful thing, but it can also be dangerous!

What do I mean by this?  Consider the following.

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Looking to purchase a home or a car?  Your credit score can save you thousands and thousands of dollars over the years.  Learn how to massively improve your credit score and get the best long term rates anywhere.

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Technorati Tags: budget, frugal, frugality, law of attraction, more frugal, personal finance, Saving Money, stephen pierce, wealth

• Should You Buy A Home or Rent? To all of my faithful subscribers, you are certainly familiar with the very first article that you received once you subscribed to Free Your Mind Online. This article was The Conspiracy of Home Loanership. There are a lot of people who have gotten the idea that I am against......
• Will That Be Credit or Debit? First came the evil credit card! It lured us into debt and ruined our lives. It offered us a quick fix. Buy now and pay later. Its convenience spoiled us (no one wants to carry around cash all the time). Its debt drowned us. Now the debit card has......
• How The Federal Reserve Controls The Money Supply I would like to start this session off by making a couple of obvious, yet profound statements. #1. In order to be wealthy (at least from a material perspective), one must have a lot of money. #2. In order to have a lot of money, one must actually know......
• How To Stop Identity Theft - The Real Deal Identity Theft is the fastest growing crime in America. There have been thousands and thousands of companies popping up offering a solution or a remedy to the problem, yet the problem still exists. Some say that you can't stop it, and that you can only monitor your identity and......
• IRA - Individual Ripoff Account Have you heard this before? Save money on your taxes by putting as much money as possible in a Qualified plan or a Tax Sheltered account, like a traditional IRA. Never pay taxes on money you don’t plan to spend. Keep that money from Uncle Sam and let the......

• All You Magazine - A Great Money Saving Resource I recently was given an opportunity to check out the May 22 edition of the All You Magazine. This magazine is sold exclusively at Walmart stores or by subscription. It features money saving tips, ideas, recipes and coupons. The May edition had some wonderful recipes and ideas for a Memorial......
• Save Time, Money and Space in Over 80 Ways If you're looking for handy gadgets, tools and various items that can save you time, money or space (or all three!) this list of more than 80 top products is just what you need. Everyone's got saving money on their minds these days. Some of us are always looking to......
• Found Frugality At The Library - Saving Money Every Day and The Time Is Money Formula We made our weekly trip to the library yesterday and just for fun, I browsed the books in the personal finance section.  Now many of these I have already read, but I figured it couldn't hurt to re-read some of them, which is a great way to spark some frugal......
• Money Saving Tips - A Review Of This Week's Ideas Thought I would highlight some money saving tips that I posted this first week of January 2007.  A new use for Christmas clearance - inexpensive Valentine's Day gifts.  Some thought provoking ideas for stretching your dollar.  Save time and money in the kitchen by organizing your pantry.  Start the year......
• Sunday Money Madness Welcome to a new edition of the Sunday Money Madness roundup. I hope you enjoy this light bit of weekend reading. Debt | Debt Leveraging: Cash Money Life presents 10 Ways to Pay Your Debt Off Faster. College Loans: Not Always Good Debt at National Payday explains. What do you......

To all of my faithful subscribers, you are certainly familiar with the very first article that you received once you subscribed to Free Your Mind Online. This article was The Conspiracy of Home Loanership. There are a lot of people who have gotten the idea that I am against buying a home and I certainly am not.

So when should you buy? If you have bought… should you keep?

Consider the following.

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This book has hundreds of little known inside business secrets.  Find out how to stop a tax audit, how to stop a lawsuit and three ways to get anybody to loan you money even if you have bad credit and have been turned down by the bank.

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Technorati Tags: down payment, home buying, home loan, house, mortgage, rent, renting

• The Rule of 72 Formula AH YES, the Rule of 72. A lot of people have heard about it. Some people know what it is. Fewer people understand what it really means! But most importantly only the elite ever get to apply it for their benefit. Whatever category you think you are in, you......
• Do You Really Need Good Credit? Tired of being left out. Raise Your Credit Score and get approved for THE THINGS YOU DESERVE! There is nothing  more pleasant to the ears than to hear YOU DESERVE something. But do you really deserve something that you can't afford? What happened to the good ole days when......
• What's Love Got To Do With It? You may read the title of this and think that this newsletter will focus on money and relationships.  Well, that is an incorrect thought.  You may also think that this is a tribute to Tina Turner.  That would be wrong again.  But I do want to talk about love......
• The Conspiracy of Home Loanership Stop making your landlord rich. Start investing in you. Purchase a home and build real wealth for you and your family. Yes, we've all heard it before. It is a fact that the majority of American's house is their biggest investment. However, it is also fact that the majority......
• Money Is The Root of All Evil? Does the Frugal Living or Lifestyle constitute vanity?  Shouldn't we be trying to live our lives to the fullest while we can?  Does it make sense to spend your whole life trying to penny pinch and save money here and there?  Today I will discuss this apparently "controversial" topic. ......

• Income Taxes It is US federal law that income tax has to be paid to the IRS. Knowing the basics, and understanding your own personal situation will help in reducing the risk of overpaying on your taxes. There are ways to reduce what you have to pay, making use of the current......
• Do One Thing: Drink More Tap Water. Contrary to public opinion, your tap water is probably perfectly safe to drink. Studies have shown that many bottled water brands actually have more contaminants than municipal tap water has! We have used a PUR filter on our faucet for years, and have never gotten into the cycle of buying......
• The Total Money Makeover By Dave Ramsey Dave Ramsey is a popular radio talk show host and author and his latest book, The Total Money Makeover has generated quite a bit of excitement. He claims that money management is 80% behavior and 20% knowledge, and there is a lot of truth to that. While the book covers......
• How to Probe for Signs of a Market Bottom We had a bounce yesterday.  Was it one of proverbial "dead cat bounces" that are all too common in bear markets? The buzz from stock market analysts about finding or predicting a market bottom seems to be increasing.  Everyone wants to be told that this is it, things are as......
• Small Business Accounting! - Help and Advice Here are a few articles to help you with your Small Business Accounting!   20 Small Ways to Save Big - Click Here To Read More Budgeting for Your Peace of Mind - Click Here To Read More Household Budgeting: Secrets to Marital and Money Bliss - Click Here To......

Well…

Here we are again, at the end of the year. So you know what time it is right? It’s time for our annual New Year’s resolutions. You know… the ones that many people do every single year… that never work?

Yep… those. Consider the following material.

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Are you struggling financially? Are you looking for an easy way to get a jump start on the new year? We have the knowledge, the software and the tools to help you build wealth.!

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Technorati Tags: goal setting, goals, money, new years resolution, personal finance, success, wealth

• How To Go Broke In the past I have spoken on things like how to become financially independent, but today I will talk about how to be broke! Why do I want to talk about this? It’s very simple. There are some people who learn by being taught how to do something, and......
• Victory Tax Today, we will explore one of the most controversial topics on the planet: The Income Tax. Every year around "tax time", we are coincidentally reminded of those celebrities and big names who have been taken down due to tax evasion. Yet simultaneously, there are those who don't pay income......
• Death Insurance Today I would like to cover the subject of life insurance. There are many types of life insurances out there. Which type should you get? Should you get any? If so, how much? And last but not least, what is the red pill question? Consider the following material. ENTER......
• How To Defeat The Middle Class Matrix Every since I released the newsletter The Middle Class Matrix, thousands and thousands of people have approached me (ok, maybe two or three) and asked, Ok, well.. How do you get out of this Matrix?! Today, this is what I want to write about. If you are in your......
• Are You Cursed if You Don't Tithe? Will a man rob God? Yet YOU have robbed Me! But you say, ‘In what way have we robbed You?’ In tithes and offerings. Well my goodness! I certainly don't want to be guilty of Robbing the Creator! But What does the Bible say about Tithing? There are those......

• Goals for 2009 - Not Resolutions Ever since I was younger (let's call it 16 and up for arguments sake) I always thought New Years Resolutions were ridiculous because people just didn't keep them. I usually got that weird look like when you were a kid and didn't want to play a game or something. There......
• You can be a winner! I think one of the most important things that anyone can do when looking for personal finance (PF) advice is to realize that everyone makes mistakes; even those that are qualified to offer advice. As a matter of fact, sometimes the best person to offer advice is someone that has......
• Ebay Tips For Sellers For the last few weeks I have been selling items on eBay to finance two operations. I have been on a reading kick lately and am reading anything and everything I can get my hands on related to personal finance and personal development. I truly believe the saying, "You'll be......
• Finding The Right Financial Balance If you are ready to get serious about managing your finances, it is vital to find that perfect financial balance that will help you reach your goals in less time. In many cases, simply finding that balance can make all the difference in how you view money and how well......
• linklings, dawn of the problogging empire Today when I woke up before dawn, I realized it was my first day of being a full-time problogger. I'm still in the corporate mentality of thinking of Saturday as a "day off," though. I realized that might be one of the first things that has to disappear to......

Well,

I don’t know about you, but it’s getting chilly around these parts.  So let’s talk a little bit about staying warm and saving money all at the same time.

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Learn everything you need to know about producing your own electricity by using wind and solar power. With our complete step-by-step setup fully illustrated manual you will be able to create your renewable energy solutions in your own backyard!

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Technorati Tags: frugality, heat cost, heating cost, personal finance, Saving Money

• Should You Buy A Home or Rent? To all of my faithful subscribers, you are certainly familiar with the very first article that you received once you subscribed to Free Your Mind Online. This article was The Conspiracy of Home Loanership. There are a lot of people who have gotten the idea that I am against......
• Frugality is Dangerous! A while back, I wrote an article admonishing those who had the idea that being frugal somehow meant not living life to the fullest and hoarding money.  Today, I would like to talk about the "Other Side" of Frugality.  You see, frugality is a beautiful thing, but it can......
• IRA - Individual Ripoff Account Have you heard this before? Save money on your taxes by putting as much money as possible in a Qualified plan or a Tax Sheltered account, like a traditional IRA. Never pay taxes on money you don’t plan to spend. Keep that money from Uncle Sam and let the......
• How Can I Improve My Credit Score? In the past, I addressed the question of whether or not having a good credit score was even important (that is if you don't plan on taking on new debt). Now that we have addressed that, the next question is, "If I have bad credit, how can I raise......
• How The Federal Reserve Controls The Money Supply I would like to start this session off by making a couple of obvious, yet profound statements. #1. In order to be wealthy (at least from a material perspective), one must have a lot of money. #2. In order to have a lot of money, one must actually know......

• Advantages Of Solar Power Vs Disadvantages Of Solar Power Many households are considering of converting their home energy to be solar powered for the purpose of thinning out their electricity bills while saving our planet with this environmental friendly power source. But, not several are taking their action to form the $64000 conversion to a solar-powered home as......
• Saving Money on Lawn Care Expenses With so many things vying for our family’s money, lawn care always seems like one of the last things to get accounted for. I can only find something to spend out hard-earned cash on that outranks lawn care. I don’t, however, want our yard to take on the neglected, brown......
• Guest Post - 10 Ways To Make Saving Money Painless. Today's guest post is from Brip Blap. What does that mean? Check out his site when you get a chance and find out! As anyone who has started to learn about personal finance knows, one of the cornerstone ideas is “pay yourself first.” Paying yourself first is a simple concept,......
• The Benefits Of Solar Power The sun produces large amounts of warmth that are transmitted down to the planet's surface. When the sun's rays reach the earth's surface the intensity of the heat directly from the sun is not as hot as a result of some of the warmth is rerouted before it reaches the......
• Learn to Save Money The Book of Proverbs has many great financial principles. The second financial principle we want to look at in our series is 'learning to save money'. A lack of savings is the number one reason people go into debt. They see something they want, they don’t have the money......

Does the Frugal Living or Lifestyle constitute vanity?  Shouldn’t we be trying to live our lives to the fullest while we can?  Does it make sense to spend your whole life trying to penny pinch and save money here and there?  Today I will discuss this apparently “controversial” topic.  You can’t take it all with you… right?

Consider the following material.  Things are not always what they seem.

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Learn about the techniques and remedies that stop the foreclosure on your property that attorneys just can’t tell you. These techniques have been hidden from us for over 75 years.

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Technorati Tags: Debt, frugal, frugality, money, personal finance, wealth

• What's Love Got To Do With It? You may read the title of this and think that this newsletter will focus on money and relationships.  Well, that is an incorrect thought.  You may also think that this is a tribute to Tina Turner.  That would be wrong again.  But I do want to talk about love......
• Victory Tax Today, we will explore one of the most controversial topics on the planet: The Income Tax. Every year around "tax time", we are coincidentally reminded of those celebrities and big names who have been taken down due to tax evasion. Yet simultaneously, there are those who don't pay income......
• Best ways to pay down debt quickly This question has been asked so many times, "Which is better, Debt Snowball or Debt Avalanche?" I have seen some heated debates on this, and that by itself I find really interesting.  So to put an end to all of the controversy, I will do a newsletter on which......
• Wanna Be Broke? Do a Budget! Today I would like to discuss the controversial subject known as budgeting. Most, if not all of financial experts will tell you that you must have one to succeed. This seems like a no brainer, but if it is that easy, then why is it that nobody does them?......
• Summerizing Your Home From Allwords.com summarize verb (summarize, ing) 1. To prepare a summary of something. 2. To give a recapitulation of the salient facts; to recapitulate or review. From FreeYourMindOnline.net summerize verb (summeriz, ing) 1. To prepare ones living space to be more cost effective during scorching hot summer months. Today......

• 20 Ways to Convince Someone to Save More Money Financial planners and personal finance advocates would likely agree that winning the "Why should I save money?" argument is one of their most difficult challenges to overcome. Being a student of psychology and behavioral economics, I generally try to tap some sort of emotional or behavioral trigger in someone when discussing......
• What I Learned About Saving Money From Older Generations This is a guest post from MD of Studenomics. If you hate boring finance stuff and love practical tips than Studenomics is the place for you. If you haven't stopped by in a while, don't be shy and please come on over to see the new design. If you enjoy......
• All You Magazine - A Great Money Saving Resource I recently was given an opportunity to check out the May 22 edition of the All You Magazine. This magazine is sold exclusively at Walmart stores or by subscription. It features money saving tips, ideas, recipes and coupons. The May edition had some wonderful recipes and ideas for a Memorial......
• Save Time, Money and Space in Over 80 Ways If you're looking for handy gadgets, tools and various items that can save you time, money or space (or all three!) this list of more than 80 top products is just what you need. Everyone's got saving money on their minds these days. Some of us are always looking to......
• Save Money On Airfare [/caption]Yesterday, I mentioned how the wife and I recently traveled to Boston for free on my wife's frequent flier miles. I felt like that was a bit of a cop out. I should do better. I didn't offer you any useful information for saving money on airfare - other than......

In the past, I addressed the question of whether or not having a good credit score was even important (that is if you don’t plan on taking on new debt).

Now that we have addressed that, the next question is, “If I have bad credit, how can I raise my score?”  Is credit repair the answer?  Is credit counseling the answer?  We will address this in today’s newsletter.

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There is no doubt that national paper currencies are collapsing all across the world. Gold is a much safer place than any other for your money. Learn how to protect your savings

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Technorati Tags: Credit, credit cards, credit score, money, personal finance, wealth

• Summerizing Your Home From Allwords.com summarize verb (summarize, ing) 1. To prepare a summary of something. 2. To give a recapitulation of the salient facts; to recapitulate or review. From FreeYourMindOnline.net summerize verb (summeriz, ing) 1. To prepare ones living space to be more cost effective during scorching hot summer months. Today......
• Do You Need A Financial Expert? A lot of people out there may be interested in hiring someone to do their finances for them, but they are not sure which way to turn. Then there are others who are not in the least bit looking toward getting any financial help. Either way, I would urge......
• Dirty Secrets of the Banking Industry In the past I have talked about the Financial Services Industry and the Federal Reserve Bank, and how they effect the economy and your own personal finance. But even on a small scale, banks have adopted some pretty shady tactics that consumers need to be aware of. I urge......
• The Personal Finance Checklist Ok… Allow me to step off of conspiracy island for a few moments and get into some basic principles about finance. Pretty much everybody on the planet knows that in order to reach financial independence, you have to save money, get rid of debt, and invest wisely. But very......
• The Conspiracy of Home Loanership Stop making your landlord rich. Start investing in you. Purchase a home and build real wealth for you and your family. Yes, we've all heard it before. It is a fact that the majority of American's house is their biggest investment. However, it is also fact that the majority......

• How Does Debt Settlement Affect Your Credit Score (And More!) If you've ever wondered how things like debt settlement and bankruptcy affect your credit score, look no further. MSN Money's Liz Pulliam Weston asked FICO how these and other negative finance moves actually affect your FICO score. The results are surprising (at least to me). The FICO company (Fair Isaac)......
• Credit Score Industry Infighting: Greed Exposed Full disclosure:  I detest the credit score industry. If you are like most U.S. consumers, you have been brought up (or forced to participate) in a consumer credit system in which we are taught to worship at the altar of the almighty credit score.  This causes many of us to......
• How Debt Affects Your Credit Score This guest post is from Miranda Marquit who writes DestroyDebt.com. If you enjoy what you read. you can subscribe to her blog. Your credit score is one of the most important pieces of information in your financial history. It is a number that is used to "rate" you and......
• My Tough Love Campaign Against Credit Score Obsession (Part 1) I have observed that too many Americans are now obsessed with their respective credit scores, sometimes also referred to as a FICO score.  Based on a recent development involving one of my sons (and his lack of any credit score), I have decided to publish a series of posts about credit......
• I Have a Credit Score of Zero…And I Love It! If you ever want to hear a good story, talk to a financial counselor. I know an individual who happens to be one and he told me the story of a woman named Beatrice. Beatrice’s father told her from a very young age that it was very important to protect......

This question has been asked so many times, “Which is better, Debt Snowball or Debt Avalanche?” I have seen some heated debates on this, and that by itself I find really interesting.  So to put an end to all of the controversy, I will do a newsletter on which one of these “magic” plans are really the best, and in the end, I will show you a revolutionary method that will beat both!

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In the FYMO Resource Center, you will find resources to help you reprogram your mind, build wealth, achieve health, and most importantly, fight for what little freedoms you have left!

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Technorati Tags: dave ramsey, Debt, debt avalanche, debt consolidation, debt snowball, Retirement, Saving Money

• IRA - Individual Ripoff Account Have you heard this before? Save money on your taxes by putting as much money as possible in a Qualified plan or a Tax Sheltered account, like a traditional IRA. Never pay taxes on money you don’t plan to spend. Keep that money from Uncle Sam and let the......
• Do You Need A Financial Expert? A lot of people out there may be interested in hiring someone to do their finances for them, but they are not sure which way to turn. Then there are others who are not in the least bit looking toward getting any financial help. Either way, I would urge......
• Debt Season Oh Yes! It is getting around about that time. What time am I talking about? Debt Season. You can also call it the Holiday Season Hangover. Right now people are sitting back and looking at their debt and how long it will take them to get out. But this......
• Do You Really Need Good Credit? Tired of being left out. Raise Your Credit Score and get approved for THE THINGS YOU DESERVE! There is nothing  more pleasant to the ears than to hear YOU DESERVE something. But do you really deserve something that you can't afford? What happened to the good ole days when......
• Frugality is Dangerous! A while back, I wrote an article admonishing those who had the idea that being frugal somehow meant not living life to the fullest and hoarding money.  Today, I would like to talk about the "Other Side" of Frugality.  You see, frugality is a beautiful thing, but it can......

• Money saving tips - Share yours for a chance at $25 In April of last year, I invited readers to share their favorite money savings tips and in turn I received 41 money savings tips.  Almost one year later, I would like to do the same and see how many tips you can come up with this go around.  I love......
• 40th Money Hacks Carnival Welcome to the 40th Money Hacks Carnival and my first ever hosting of a blogging carnival. It's a privilege to host this event and have the option of cherry picking the best articles. Choosing just 5 top picks was not an easy task considering the line up of authors, the......
• All You Magazine - A Great Money Saving Resource I recently was given an opportunity to check out the May 22 edition of the All You Magazine. This magazine is sold exclusively at Walmart stores or by subscription. It features money saving tips, ideas, recipes and coupons. The May edition had some wonderful recipes and ideas for a Memorial......
• Start Saving Money Today Here are five ways that you can begin to save money, beginning today. Americans are not saving enough money in this day and age to help ensure their stability financially. If you have enough money in your savings account, then it is going to be able to protect you from......
• Money Life Network Summer Saving Series Articles The Summer Saving Series has come to an end.  In all there were 15 articles from the Money Life Network.  We also had about 15 articles from other writers who wrote about Summer savings on their sites!  Check the Money Life Network site for the contest winner announcement. I......

Are you thinking of buying a used car?  Are you thinking of buying a new car?  Do you already have a car and are completely happy with what your “vehicle(s) situation” is?

Well whatever the case may be, you may want to consider the following material.  Unless you have money to throw away

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#1 Favorite Source for US Gov’t Auto Auctions, See Why!  Seized Cars, SUV’s & Trucks from $100.  Immediate Access – Live and Online.  4,000+ Auctions US Wide Be Smart – Save Thousands!  Up to 95% OFF.

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Technorati Tags: car buying tips, Debt, government auctions, new or used car, personal finance, Retirement

• How To Lower Heating Costs Well, I don't know about you, but it's getting chilly around these parts.  So let's talk a little bit about staying warm and saving money all at the same time. ENTER HERE _________________________________________________ Learn everything you need to know about producing your own electricity by using wind and solar......
• Frugality is Dangerous! A while back, I wrote an article admonishing those who had the idea that being frugal somehow meant not living life to the fullest and hoarding money.  Today, I would like to talk about the "Other Side" of Frugality.  You see, frugality is a beautiful thing, but it can......
• IRA - Individual Ripoff Account Have you heard this before? Save money on your taxes by putting as much money as possible in a Qualified plan or a Tax Sheltered account, like a traditional IRA. Never pay taxes on money you don’t plan to spend. Keep that money from Uncle Sam and let the......
• Do You Need A Financial Expert? A lot of people out there may be interested in hiring someone to do their finances for them, but they are not sure which way to turn. Then there are others who are not in the least bit looking toward getting any financial help. Either way, I would urge......
• The Rule of 72 Formula AH YES, the Rule of 72. A lot of people have heard about it. Some people know what it is. Fewer people understand what it really means! But most importantly only the elite ever get to apply it for their benefit. Whatever category you think you are in, you......

• Save Time, Money and Space in Over 80 Ways If you're looking for handy gadgets, tools and various items that can save you time, money or space (or all three!) this list of more than 80 top products is just what you need. Everyone's got saving money on their minds these days. Some of us are always looking to......
• Money Saving Tips - 02/02/2007 I had to change my site's layout (theme) back to the original one again as I was having trouble with the other theme.  My apologies.  I hope to eventually have the other theme back up and running soon.  Money Saving Food Tip - When you boil vegetables, save the water......
• The Best Money Saving Ideas of All Time. So, many people think they know the best way to save money, whether it is by putting aside a few dollars a week under the mattress, staying out of credit card debt, investing in the stock market, owning a home for the tax write off, etc etc. In the search......
• Money Saving Tips - A Review Of This Week's Ideas Thought I would highlight some money saving tips that I posted this first week of January 2007.  A new use for Christmas clearance - inexpensive Valentine's Day gifts.  Some thought provoking ideas for stretching your dollar.  Save time and money in the kitchen by organizing your pantry.  Start the year......
• Why We Save Our Money. United States Personal Saving Rate Everyone knows that you should save your money. But how many people actually do it? According to the latest statistics, not many. The savings rate in the United States has steadily gone down in recent years. My wife and I are on a mission......

From Allwords.com

summarize
verb (summarize, ing)

1. To prepare a summary of something.
2. To give a recapitulation of the salient facts; to recapitulate or review.

From FreeYourMindOnline.net

summerize
verb (summeriz, ing)

1. To prepare ones living space to be more cost effective during scorching hot summer months.

Today I would like to talk about the second definition. Yes, I know that summer is not technically here, but these next couple of months will be the hot! Want to save some money? Consider the following.

ENTER HERE

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Learn everything you need to know about producing your own energy using Solar and Wind Power.  Create renewable energy sources from your own back yard!

ENTER HERE

Technorati Tags: personal finance, reduce energy costs, save money

• How Can I Improve My Credit Score? In the past, I addressed the question of whether or not having a good credit score was even important (that is if you don't plan on taking on new debt). Now that we have addressed that, the next question is, "If I have bad credit, how can I raise......
• Do You Need A Financial Expert? A lot of people out there may be interested in hiring someone to do their finances for them, but they are not sure which way to turn. Then there are others who are not in the least bit looking toward getting any financial help. Either way, I would urge......
• Best ways to pay down debt quickly This question has been asked so many times, "Which is better, Debt Snowball or Debt Avalanche?" I have seen some heated debates on this, and that by itself I find really interesting.  So to put an end to all of the controversy, I will do a newsletter on which......
• Do You Really Need Good Credit? Tired of being left out. Raise Your Credit Score and get approved for THE THINGS YOU DESERVE! There is nothing  more pleasant to the ears than to hear YOU DESERVE something. But do you really deserve something that you can't afford? What happened to the good ole days when......
• Will That Be Credit or Debit? First came the evil credit card! It lured us into debt and ruined our lives. It offered us a quick fix. Buy now and pay later. Its convenience spoiled us (no one wants to carry around cash all the time). Its debt drowned us. Now the debit card has......

• The Best Money Saving Ideas of All Time. So, many people think they know the best way to save money, whether it is by putting aside a few dollars a week under the mattress, staying out of credit card debt, investing in the stock market, owning a home for the tax write off, etc etc. In the search......
• Are money-saving tips unhelpful to people who really need them? This article on MSN was convicting:Too broke to save money?  NeverLiz Pulliam Weston responds to a reader's e-mail.  Jason Adair supports a family of three on $40k per year, and he finds most of the money-saving advice available -- some of mine, probably as well! -- quite unhelpful:"Please, spending $15......
• Save Time, Money and Space in Over 80 Ways If you're looking for handy gadgets, tools and various items that can save you time, money or space (or all three!) this list of more than 80 top products is just what you need. Everyone's got saving money on their minds these days. Some of us are always looking to......
• Money Saving Roundup for March 23, 2007 I found quite a few good posts this week on saving money. Here are some of my favorites from personal finance blogs: Five Cent Nickel discusses how to avoid ATM fees. We use this strategy regularly. At my weekly grocery run, I get cash back when using my debit card.......
• Money Saving Tips: 122 Ways To Trim Your Budget A while back All You Magazine offered to give away a few subscriptions to Frugal Dad readers.  The rules for entering the contest were simple--leave a money saving tip in the comments.  What happened next was one of those magical moments you can only get from blogs, and the sense......

You may read the title of this and think that this newsletter will focus on money and relationships.  Well, that is an incorrect thought.  You may also think that this is a tribute to Tina Turner.  That would be wrong again.  But I do want to talk about love and money.

Why?  Love is one of the most important elements that determine a person’s financial picture!  Most of the time love is not addressed when dealing with money.  Today, I will address it.  I urge everyone to consider the following material.

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You’re about to learn the secrets that most people will NEVER know about improving Self Esteem.  PowerEsteem takes seconds to implement and you can use it anywhere.  Home, office, alone or around others.

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Technorati Tags: Debt, love, low self esteem, money, personal finance, self esteem, wealth

• How To Stop Identity Theft - The Real Deal Identity Theft is the fastest growing crime in America. There have been thousands and thousands of companies popping up offering a solution or a remedy to the problem, yet the problem still exists. Some say that you can't stop it, and that you can only monitor your identity and......
• How To Achieve Your New Years Resolution Well... Here we are again, at the end of the year. So you know what time it is right? It's time for our annual New Year’s resolutions. You know... the ones that many people do every single year... that never work? Yep... those. Consider the following material. ENTER HERE......
• IRA - Individual Ripoff Account Have you heard this before? Save money on your taxes by putting as much money as possible in a Qualified plan or a Tax Sheltered account, like a traditional IRA. Never pay taxes on money you don’t plan to spend. Keep that money from Uncle Sam and let the......
• Do You Really Need Good Credit? Tired of being left out. Raise Your Credit Score and get approved for THE THINGS YOU DESERVE! There is nothing  more pleasant to the ears than to hear YOU DESERVE something. But do you really deserve something that you can't afford? What happened to the good ole days when......
• Tips For Purchasing a Car Are you thinking of buying a used car?  Are you thinking of buying a new car?  Do you already have a car and are completely happy with what your "vehicle(s) situation" is? Well whatever the case may be, you may want to consider the following material.  Unless you have......

• What Not To Do To Win Back Your Ex Many people everyday are looking for ways to get a second chance with their ex lover. This is challenging to figure out for many people because its not educated anywhere. But what most people do not know is there are some assured ways your ex will never come back. Often......
• Don't Let Money Ruin Your Marriage! You found that perfect person who completes you that you want to spend the rest of your life with. Now you are getting married!  It's a big step and will be one of the biggest days of your life.  Sharing your life with someone is a wonderful, intimate experience.......
• What Are the Advantages of Investing In A 401k? Most individuals realize the importance of having a retirement savings plan large enough for to carry them through their retirement years (preferably in style). But those who are just starting out in the working world or who haven’t been in the work force for very long, may be underestimating the......
• associating with the 'appear-to-be-rich' folks Should you make a cold-hearted effort to hang out only with rich people? In several of my favorite inspirational/self-help sources (Rich Dad, Poor Dad; Think and Grow Rich; The Secret - and before you get all snooty they are inspirational, not technical advice on money management) the idea is promoted......
• The world needs more people like Mrs. McHale Most of you won't know Mrs. McHale.  You might know her if you went to CFA around the mid-1980s (a high school that was converted to a middle school in the region south of the Finger Lakes in New York State).  If you do know her (or recognize the names......