Free Your Mind Online…

To all of my faithful subscribers, you are certainly familiar with the very first article that you received once you subscribed to Free Your Mind Online. This article was The Conspiracy of Home Loanership. There are a lot of people who have gotten the idea that I am against buying a home and I certainly am not.

So when should you buy? If you have bought… should you keep?

Consider the following.

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This book has hundreds of little known inside business secrets.  Find out how to stop a tax audit, how to stop a lawsuit and three ways to get anybody to loan you money even if you have bad credit and have been turned down by the bank.

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Technorati Tags: down payment, home buying, home loan, house, mortgage, rent, renting

• Will That Be Credit or Debit? First came the evil credit card! It lured us into debt and ruined our lives. It offered us a quick fix. Buy now and pay later. Its convenience spoiled us (no one wants to carry around cash all the time). Its debt drowned us. Now the debit card has......
• How To Stop Identity Theft - The Real Deal Identity Theft is the fastest growing crime in America. There have been thousands and thousands of companies popping up offering a solution or a remedy to the problem, yet the problem still exists. Some say that you can't stop it, and that you can only monitor your identity and......
• Summerizing Your Home From Allwords.com summarize verb (summarize, ing) 1. To prepare a summary of something. 2. To give a recapitulation of the salient facts; to recapitulate or review. From FreeYourMindOnline.net summerize verb (summeriz, ing) 1. To prepare ones living space to be more cost effective during scorching hot summer months. Today......
• Victory Tax Today, we will explore one of the most controversial topics on the planet: The Income Tax. Every year around "tax time", we are coincidentally reminded of those celebrities and big names who have been taken down due to tax evasion. Yet simultaneously, there are those who don't pay income......
• The Conspiracy of Home Loanership Stop making your landlord rich. Start investing in you. Purchase a home and build real wealth for you and your family. Yes, we've all heard it before. It is a fact that the majority of American's house is their biggest investment. However, it is also fact that the majority......

• You know what happens when you assume ... More talk on the good-debt-bad-debt question: Good debt versus bad debt A few people have labeled me risk-averse when it comes to debt, and that's all right.  I'm still of the opinion that it's a really good idea to pay off any debt you have faster than you "have to"......
• Are Debit Cards Evil, Too? This post is from GRS Staff Writer Adam Baker. In addition to writing for Get Rich Slowly, Baker blogs over at Man vs. Debt, where he often discusses traveling and the cost of living abroad. A couple weeks ago, the New York Times featured an article entitled “Overspending on Debit......
• How to Probe for Signs of a Market Bottom We had a bounce yesterday.  Was it one of proverbial "dead cat bounces" that are all too common in bear markets? The buzz from stock market analysts about finding or predicting a market bottom seems to be increasing.  Everyone wants to be told that this is it, things are as......
• My Tough Love Campaign Against Credit Score Obsession (Part 1) I have observed that too many Americans are now obsessed with their respective credit scores, sometimes also referred to as a FICO score.  Based on a recent development involving one of my sons (and his lack of any credit score), I have decided to publish a series of posts about credit......
• health and taxes For some reason I decided I needed to finish our taxes this week. Thanks to TurboTax I've been working in fits and starts, putting in information when I had a few free seconds.  I decided that I might end up fiddling around right up until April 15th, and with......

Well…

Here we are again, at the end of the year. So you know what time it is right? It’s time for our annual New Year’s resolutions. You know… the ones that many people do every single year… that never work?

Yep… those. Consider the following material.

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Are you struggling financially? Are you looking for an easy way to get a jump start on the new year? We have the knowledge, the software and the tools to help you build wealth.!

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Technorati Tags: goal setting, goals, money, new years resolution, personal finance, success, wealth

• Death Insurance Today I would like to cover the subject of life insurance. There are many types of life insurances out there. Which type should you get? Should you get any? If so, how much? And last but not least, what is the red pill question? Consider the following material. ENTER......
• Is It Good to Pay Off a Mortgage Early? In my last article, I ended by saying that I don't believe in paying your house off early. Today I will explain why I think what I think. Yes, we all know debt is a terrible thing! So shouldn't it make sense that we should want to pay our......
• The Personal Finance Checklist Ok… Allow me to step off of conspiracy island for a few moments and get into some basic principles about finance. Pretty much everybody on the planet knows that in order to reach financial independence, you have to save money, get rid of debt, and invest wisely. But very......
• Wanna Be Broke? Do a Budget! Today I would like to discuss the controversial subject known as budgeting. Most, if not all of financial experts will tell you that you must have one to succeed. This seems like a no brainer, but if it is that easy, then why is it that nobody does them?......
• How Can I Improve My Credit Score? In the past, I addressed the question of whether or not having a good credit score was even important (that is if you don't plan on taking on new debt). Now that we have addressed that, the next question is, "If I have bad credit, how can I raise......

• Weekly Roundup Returns: Catching Up Edition   Photo by Hamed Saber Thanks again for all the thoughts, prayers and well-wishes you've shared over the last couple weeks.  My mom will soon be having surgery in an effort to resolve a very serious condition, and all signs point to a successful outcome.  I'll be taking the weekend......
• 5 Wealth Building Tips for Financial Freedom There are a lot of different things that are involved in building up your wealth. One article is not going to explain everything that you can do in order to build wealth and obtain financial freedom. We have put a simple five step list together to help you build a......
• Financial Planning 101: What To Do with Sudden or Unexpected Cash? A friend and reader of this blog posed an interesting scenario to me this week.  One that I, or almost anyone else for that matter, would be rather shocked to see waiting for them in their email inbox prior to their ritualistic 8 AM cup of java. Matt - What......
• Finding The Right Financial Balance If you are ready to get serious about managing your finances, it is vital to find that perfect financial balance that will help you reach your goals in less time. In many cases, simply finding that balance can make all the difference in how you view money and how well......
• Financial Considerations Of Selling Your Home: Should You Sell Your House? With the turn of the new year many people are considering selling their house and looking for a new one.  They ask, "Should I sell my home, or is it the right time to sell?" Traditionally speaking, early in the year has been a good time to put your house......

Well,

I don’t know about you, but it’s getting chilly around these parts.  So let’s talk a little bit about staying warm and saving money all at the same time.

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Learn everything you need to know about producing your own electricity by using wind and solar power. With our complete step-by-step setup fully illustrated manual you will be able to create your renewable energy solutions in your own backyard!

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Technorati Tags: frugality, heat cost, heating cost, personal finance, Saving Money

• Summerizing Your Home From Allwords.com summarize verb (summarize, ing) 1. To prepare a summary of something. 2. To give a recapitulation of the salient facts; to recapitulate or review. From FreeYourMindOnline.net summerize verb (summeriz, ing) 1. To prepare ones living space to be more cost effective during scorching hot summer months. Today......
• Best ways to pay down debt quickly This question has been asked so many times, "Which is better, Debt Snowball or Debt Avalanche?" I have seen some heated debates on this, and that by itself I find really interesting.  So to put an end to all of the controversy, I will do a newsletter on which......
• How The Federal Reserve Controls The Money Supply I would like to start this session off by making a couple of obvious, yet profound statements. #1. In order to be wealthy (at least from a material perspective), one must have a lot of money. #2. In order to have a lot of money, one must actually know......
• Do You Really Need Good Credit? Tired of being left out. Raise Your Credit Score and get approved for THE THINGS YOU DESERVE! There is nothing  more pleasant to the ears than to hear YOU DESERVE something. But do you really deserve something that you can't afford? What happened to the good ole days when......
• The Personal Finance Checklist Ok… Allow me to step off of conspiracy island for a few moments and get into some basic principles about finance. Pretty much everybody on the planet knows that in order to reach financial independence, you have to save money, get rid of debt, and invest wisely. But very......

• Discover The Way To Produce Solar Power From Home Solar power contains a huge range of advantages over any form of conventional resource of energy. This is often one in every of the most reasons for it changing into additional and additional common among folks today. It provides almost free electricity and causes no pollution. As it is a......
• 10 Practical Ways To Save Money And Increase Your Net Worth Saving Money Isn't Always Easy Our economy has been through the wringer lately, and most people are looking for ways to cut back on their budgets.   Making sure that you have a little extra money saved in the bank is more important than ever. For many of us our......
• Build Solar Power Houses to Be Environment-Friendly by Evans D. Smith The issue of global temperature rises is gaining wide acceptance with additional states making the undertaking to delay the terrible effects of this phenomenon. Today, scientists and environmentalists are providing people, around the world, alternatives that may be employed in their day by day Using solar......
• Benefits Of having A Solar Power Generator There are many things that you might not know about this earth. On of them is that by having a solar power generator, you can take advantage of something that is always there, every single day, in order to create power for your home and for your family. It......
• Solar Power Homes: 3 Factors To Consider First by Ryse Edwards Do you want to use solar power for your home, but your are not sure if it is right for you? The best thing that you can do is research and learn all about it so that you can determine if it will be right for you.......

Does the Frugal Living or Lifestyle constitute vanity?  Shouldn’t we be trying to live our lives to the fullest while we can?  Does it make sense to spend your whole life trying to penny pinch and save money here and there?  Today I will discuss this apparently “controversial” topic.  You can’t take it all with you… right?

Consider the following material.  Things are not always what they seem.

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Learn about the techniques and remedies that stop the foreclosure on your property that attorneys just can’t tell you. These techniques have been hidden from us for over 75 years.

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Technorati Tags: Debt, frugal, frugality, money, personal finance, wealth

• How To Achieve Your New Years Resolution Well... Here we are again, at the end of the year. So you know what time it is right? It's time for our annual New Year’s resolutions. You know... the ones that many people do every single year... that never work? Yep... those. Consider the following material. ENTER HERE......
• Is It Good to Pay Off a Mortgage Early? In my last article, I ended by saying that I don't believe in paying your house off early. Today I will explain why I think what I think. Yes, we all know debt is a terrible thing! So shouldn't it make sense that we should want to pay our......
• Do You Need A Financial Expert? A lot of people out there may be interested in hiring someone to do their finances for them, but they are not sure which way to turn. Then there are others who are not in the least bit looking toward getting any financial help. Either way, I would urge......
• Summerizing Your Home From Allwords.com summarize verb (summarize, ing) 1. To prepare a summary of something. 2. To give a recapitulation of the salient facts; to recapitulate or review. From FreeYourMindOnline.net summerize verb (summeriz, ing) 1. To prepare ones living space to be more cost effective during scorching hot summer months. Today......
• How To Lower Heating Costs Well, I don't know about you, but it's getting chilly around these parts.  So let's talk a little bit about staying warm and saving money all at the same time. ENTER HERE _________________________________________________ Learn everything you need to know about producing your own electricity by using wind and solar......

• Start Saving Money Today Here are five ways that you can begin to save money, beginning today. Americans are not saving enough money in this day and age to help ensure their stability financially. If you have enough money in your savings account, then it is going to be able to protect you from......
• How to Save Money on Food Expenses Even if You Can’t Cook Have you ever noticed that every article you read (including some I’ve written) says that you should cook from scratch to save money on food? While it is true that you can save a great deal of money by cooking your own food, that suggestion doesn’t really help you if......
• Money Saving Monday Roundup #2 Each and every Monday, I share with you some tip I practice or have heard about in an ongoing series I have called Money Saving Monday. Back in December, I was a bit busy and put together a quick round-up of my money saving Monday posts. As it turns......
• Money Saving Tips - 02/02/2007 I had to change my site's layout (theme) back to the original one again as I was having trouble with the other theme.  My apologies.  I hope to eventually have the other theme back up and running soon.  Money Saving Food Tip - When you boil vegetables, save the water......
• Money Saving Tips: 122 Ways To Trim Your Budget A while back All You Magazine offered to give away a few subscriptions to Frugal Dad readers.  The rules for entering the contest were simple--leave a money saving tip in the comments.  What happened next was one of those magical moments you can only get from blogs, and the sense......

In the past, I addressed the question of whether or not having a good credit score was even important (that is if you don’t plan on taking on new debt).

Now that we have addressed that, the next question is, “If I have bad credit, how can I raise my score?”  Is credit repair the answer?  Is credit counseling the answer?  We will address this in today’s newsletter.

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There is no doubt that national paper currencies are collapsing all across the world. Gold is a much safer place than any other for your money. Learn how to protect your savings

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Technorati Tags: Credit, credit cards, credit score, money, personal finance, wealth

• The Middle Class Matrix Let me tell you why you are here. You're here because you know something. What you know you can't explain, but you feel it. You've felt it your entire life. There's something wrong with the world. You don't know what it is, but it's there, like a splinter in......
• The Conspiracy of Home Loanership Stop making your landlord rich. Start investing in you. Purchase a home and build real wealth for you and your family. Yes, we've all heard it before. It is a fact that the majority of American's house is their biggest investment. However, it is also fact that the majority......
• Will That Be Credit or Debit? First came the evil credit card! It lured us into debt and ruined our lives. It offered us a quick fix. Buy now and pay later. Its convenience spoiled us (no one wants to carry around cash all the time). Its debt drowned us. Now the debit card has......
• Do You Really Need Good Credit? Tired of being left out. Raise Your Credit Score and get approved for THE THINGS YOU DESERVE! There is nothing  more pleasant to the ears than to hear YOU DESERVE something. But do you really deserve something that you can't afford? What happened to the good ole days when......
• What's Love Got To Do With It? You may read the title of this and think that this newsletter will focus on money and relationships.  Well, that is an incorrect thought.  You may also think that this is a tribute to Tina Turner.  That would be wrong again.  But I do want to talk about love......

• What Determines a Credit Score pt 1 Here is some basic information on what you need to know about credit scores and what goes into determining your credit score. What is responsible for determining my credit score? Your credit score has become a very important focal point for a variety of things. Your score is now the......
• Improve Your Credit Score - Four Steps To Take To Improve Yours If you need to improve your credit score, there are steps you can take right now. Creditors are getting much pickier in the wake of the credit crisis about the type of borrowers they will offer credit to.  Today, in order to get credit, you will need to demonstrate the......
• How Debt Affects Your Credit Score This guest post is from Miranda Marquit who writes DestroyDebt.com. If you enjoy what you read. you can subscribe to her blog. Your credit score is one of the most important pieces of information in your financial history. It is a number that is used to "rate" you and......
• How Does Debt Settlement Affect Your Credit Score (And More!) If you've ever wondered how things like debt settlement and bankruptcy affect your credit score, look no further. MSN Money's Liz Pulliam Weston asked FICO how these and other negative finance moves actually affect your FICO score. The results are surprising (at least to me). The FICO company (Fair Isaac)......
• Credit Scores Matter More Than You Think Credit scores are important when you want to borrow money or get a new credit card. They're important when you want to rent an apartment or a house, since the landlord will usually run a credit and background check on you before they'll hand over the keys.  If you thought......

This question has been asked so many times, “Which is better, Debt Snowball or Debt Avalanche?” I have seen some heated debates on this, and that by itself I find really interesting.  So to put an end to all of the controversy, I will do a newsletter on which one of these “magic” plans are really the best, and in the end, I will show you a revolutionary method that will beat both!

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In the FYMO Resource Center, you will find resources to help you reprogram your mind, build wealth, achieve health, and most importantly, fight for what little freedoms you have left!

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Technorati Tags: dave ramsey, Debt, debt avalanche, debt consolidation, debt snowball, Retirement, Saving Money

• Debt Season Oh Yes! It is getting around about that time. What time am I talking about? Debt Season. You can also call it the Holiday Season Hangover. Right now people are sitting back and looking at their debt and how long it will take them to get out. But this......
• The Personal Finance Checklist Ok… Allow me to step off of conspiracy island for a few moments and get into some basic principles about finance. Pretty much everybody on the planet knows that in order to reach financial independence, you have to save money, get rid of debt, and invest wisely. But very......
• Do You Need A Financial Expert? A lot of people out there may be interested in hiring someone to do their finances for them, but they are not sure which way to turn. Then there are others who are not in the least bit looking toward getting any financial help. Either way, I would urge......
• Will That Be Credit or Debit? First came the evil credit card! It lured us into debt and ruined our lives. It offered us a quick fix. Buy now and pay later. Its convenience spoiled us (no one wants to carry around cash all the time). Its debt drowned us. Now the debit card has......
• The Rule of 72 Formula AH YES, the Rule of 72. A lot of people have heard about it. Some people know what it is. Fewer people understand what it really means! But most importantly only the elite ever get to apply it for their benefit. Whatever category you think you are in, you......

• Money Saving Tips Whether you live in costly California or inexpensive Iowa, you can benefit from money saving tips aimed at helping you get the most bang for your buck during the recession. It's not quite like the seventies, where we had to limit our driving due to insane gas prices; and it's......
• Learning Basic Money Management Skills Whether economics is your idea of a great way to fight insomnia, or you just didn’t get the benefit of learning about money management early on, it is never to late to learn the basic skills of proper money management. We highly recommend taking a brief course on finance if......
• How To Build An Emergency Fund So you've paid off all your debt and want to start to build your savings and investments? Before you start working on building up your RRSP, your first savings priority should be an emergency fund. I've mentioned previously that I don't believe an emergency fund makes much sense if you......
• All You Magazine - A Great Money Saving Resource I recently was given an opportunity to check out the May 22 edition of the All You Magazine. This magazine is sold exclusively at Walmart stores or by subscription. It features money saving tips, ideas, recipes and coupons. The May edition had some wonderful recipes and ideas for a Memorial......
• How we paid down our debt and saved money at the same time..it can be done! I have been reading a lot of posts at different financial websites lately about the trouble people are having paying off their credit card debt while trying to save a little extra money for themselves. First of all, anyone doing their best to pay off credit card should be commended,......

Are you thinking of buying a used car?  Are you thinking of buying a new car?  Do you already have a car and are completely happy with what your “vehicle(s) situation” is?

Well whatever the case may be, you may want to consider the following material.  Unless you have money to throw away

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#1 Favorite Source for US Gov’t Auto Auctions, See Why!  Seized Cars, SUV’s & Trucks from $100.  Immediate Access – Live and Online.  4,000+ Auctions US Wide Be Smart – Save Thousands!  Up to 95% OFF.

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Technorati Tags: car buying tips, Debt, government auctions, new or used car, personal finance, Retirement

• Are You Cursed if You Don't Tithe? Will a man rob God? Yet YOU have robbed Me! But you say, ‘In what way have we robbed You?’ In tithes and offerings. Well my goodness! I certainly don't want to be guilty of Robbing the Creator! But What does the Bible say about Tithing? There are those......
• The Rule of 72 Formula AH YES, the Rule of 72. A lot of people have heard about it. Some people know what it is. Fewer people understand what it really means! But most importantly only the elite ever get to apply it for their benefit. Whatever category you think you are in, you......
• Best ways to pay down debt quickly This question has been asked so many times, "Which is better, Debt Snowball or Debt Avalanche?" I have seen some heated debates on this, and that by itself I find really interesting.  So to put an end to all of the controversy, I will do a newsletter on which......
• The Personal Finance Checklist Ok… Allow me to step off of conspiracy island for a few moments and get into some basic principles about finance. Pretty much everybody on the planet knows that in order to reach financial independence, you have to save money, get rid of debt, and invest wisely. But very......
• Should You Buy A Home or Rent? To all of my faithful subscribers, you are certainly familiar with the very first article that you received once you subscribed to Free Your Mind Online. This article was The Conspiracy of Home Loanership. There are a lot of people who have gotten the idea that I am against......

• Money Saving Tips - 1/31/2007 I've decided to add a new daily feature, ideas for money saving tips.  Every day I will post a few money saving tips that I've found.  Feel free to add your own money saving tips in the the comments section for each day's entries.  - Save money on electricity by......
• Save Money With Coupons - Money Saving Monday Personally, I haven't been a huge fan of coupons. It's not that they won't save you money, they definitely will. We just don't like taking the time to sift through them, clip them out, file them, and then try to use them when grocery shopping. In particular I just......
• Money Saving Tips - 02/04/2007 Since today is "Superbowl Sunday", I figured some people would be hosting some game parties.  Here are some money saving tips for entertaining and saving money: 1.  Don't rely on pre-packaged foods as they tend to be more expensive.  Put together your own veggie and snack trays.  2.  Check out......
• 95+ Money Saving Tips - From the readers! Last week I invited readers and bloggers alike to share (or blog) your favorite money saving tips.  I also threw in the added bonus that the most creative idea would receive a $25 Amazon.com gift card.  37 of you chimed in and shared more than 60 tips!  I really enjoyed......
• Save Time, Money and Space in Over 80 Ways If you're looking for handy gadgets, tools and various items that can save you time, money or space (or all three!) this list of more than 80 top products is just what you need. Everyone's got saving money on their minds these days. Some of us are always looking to......

From Allwords.com

summarize
verb (summarize, ing)

1. To prepare a summary of something.
2. To give a recapitulation of the salient facts; to recapitulate or review.

From FreeYourMindOnline.net

summerize
verb (summeriz, ing)

1. To prepare ones living space to be more cost effective during scorching hot summer months.

Today I would like to talk about the second definition. Yes, I know that summer is not technically here, but these next couple of months will be the hot! Want to save some money? Consider the following.

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Learn everything you need to know about producing your own energy using Solar and Wind Power.  Create renewable energy sources from your own back yard!

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Technorati Tags: personal finance, reduce energy costs, save money

• Dirty Secrets of the Banking Industry In the past I have talked about the Financial Services Industry and the Federal Reserve Bank, and how they effect the economy and your own personal finance. But even on a small scale, banks have adopted some pretty shady tactics that consumers need to be aware of. I urge......
• Do You Need A Financial Expert? A lot of people out there may be interested in hiring someone to do their finances for them, but they are not sure which way to turn. Then there are others who are not in the least bit looking toward getting any financial help. Either way, I would urge......
• Money Is The Root of All Evil? Does the Frugal Living or Lifestyle constitute vanity?  Shouldn't we be trying to live our lives to the fullest while we can?  Does it make sense to spend your whole life trying to penny pinch and save money here and there?  Today I will discuss this apparently "controversial" topic. ......
• Should You Buy A Home or Rent? To all of my faithful subscribers, you are certainly familiar with the very first article that you received once you subscribed to Free Your Mind Online. This article was The Conspiracy of Home Loanership. There are a lot of people who have gotten the idea that I am against......
• Will That Be Credit or Debit? First came the evil credit card! It lured us into debt and ruined our lives. It offered us a quick fix. Buy now and pay later. Its convenience spoiled us (no one wants to carry around cash all the time). Its debt drowned us. Now the debit card has......

• All You Magazine - A Great Money Saving Resource I recently was given an opportunity to check out the May 22 edition of the All You Magazine. This magazine is sold exclusively at Walmart stores or by subscription. It features money saving tips, ideas, recipes and coupons. The May edition had some wonderful recipes and ideas for a Memorial......
• Virtual Assistance New Generation Money Saving Concept Outsourcing is the tactical use of outside resources to perform activities traditionally handled by internal staff and resources. Small business owners can outsource non-core functions to specialized and efficient service providers and such service providers known to the world as Virtual services provider. India as an out sourcing power across......
• 95+ Money Saving Tips - From the readers! Last week I invited readers and bloggers alike to share (or blog) your favorite money saving tips.  I also threw in the added bonus that the most creative idea would receive a $25 Amazon.com gift card.  37 of you chimed in and shared more than 60 tips!  I really enjoyed......
• The Best Money Saving Ideas of All Time. So, many people think they know the best way to save money, whether it is by putting aside a few dollars a week under the mattress, staying out of credit card debt, investing in the stock market, owning a home for the tax write off, etc etc. In the search......
• Save Money On Airfare [/caption]Yesterday, I mentioned how the wife and I recently traveled to Boston for free on my wife's frequent flier miles. I felt like that was a bit of a cop out. I should do better. I didn't offer you any useful information for saving money on airfare - other than......

You may read the title of this and think that this newsletter will focus on money and relationships.  Well, that is an incorrect thought.  You may also think that this is a tribute to Tina Turner.  That would be wrong again.  But I do want to talk about love and money.

Why?  Love is one of the most important elements that determine a person’s financial picture!  Most of the time love is not addressed when dealing with money.  Today, I will address it.  I urge everyone to consider the following material.

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You’re about to learn the secrets that most people will NEVER know about improving Self Esteem.  PowerEsteem takes seconds to implement and you can use it anywhere.  Home, office, alone or around others.

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Technorati Tags: Debt, love, low self esteem, money, personal finance, self esteem, wealth

• The Personal Finance Checklist Ok… Allow me to step off of conspiracy island for a few moments and get into some basic principles about finance. Pretty much everybody on the planet knows that in order to reach financial independence, you have to save money, get rid of debt, and invest wisely. But very......
• Tips For Purchasing a Car Are you thinking of buying a used car?  Are you thinking of buying a new car?  Do you already have a car and are completely happy with what your "vehicle(s) situation" is? Well whatever the case may be, you may want to consider the following material.  Unless you have......
• Do You Really Need Good Credit? Tired of being left out. Raise Your Credit Score and get approved for THE THINGS YOU DESERVE! There is nothing  more pleasant to the ears than to hear YOU DESERVE something. But do you really deserve something that you can't afford? What happened to the good ole days when......
• How The Federal Reserve Controls The Money Supply I would like to start this session off by making a couple of obvious, yet profound statements. #1. In order to be wealthy (at least from a material perspective), one must have a lot of money. #2. In order to have a lot of money, one must actually know......
• Debt Season Oh Yes! It is getting around about that time. What time am I talking about? Debt Season. You can also call it the Holiday Season Hangover. Right now people are sitting back and looking at their debt and how long it will take them to get out. But this......

• How Much Does Your Money Matter to You? If you were to ask anyone on the street that question, odds are the majority would answer, “very much.” However, these same people will easily turn around and drop a small fortune on something without a second thought as to how it would return to them. Before you get started......
• Money May Satisfy But Does Not Bring Happiness I am intrigued by the relationship between money and behavior. Knowing something about it helps me understand why I and the people around me do some of the crazy things that we do with our money and our time. We often hear that "money can't buy happiness."  This suggests that......
• Needs and Wants in Household Budgeting How much money do you honestly believe that companies are spending on advertising every single year? Sadly, the answer is more than one hundred and fifty billion dollars every single year. The purpose behind all of this spending is to create desire, making us want products and other things that......
• 7 Essential Tips to Prepare For Retirement It is becoming increasingly difficult to plan for retirement these days. Bursting market bubbles, the possibility of hyper-inflation, increased healthcare costs, plummeting home values, and diminished retirement accounts are just a few of the factors that make the term ‘retirement planning’ seem like some sort of cruel joke. But......
• how to enjoy life, or not The longer I live the more I learn about how NOT to enjoy life. The opposite lesson is much harder to figure out - how to enjoy life. I have learned a lot about what makes life less than pleasant. Commuting, for one thing. Poor health, for another. Bad relations......

Tired of being left out. Raise Your Credit Score and get approved for THE THINGS YOU DESERVE!

There is nothing  more pleasant to the ears than to hear YOU DESERVE something. But do you really deserve something that you can’t afford? What happened to the good ole days when a person would buy in cash, only what they could afford? Well, the truth is that for the most part (for those who have discipline) those days are still here!

So, is credit even important? After all, you only need credit when you are about to borrow money, right?  Consider the following material. Times are not what they used to be.

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Raise your credit score up to 249 points using secrets that banks, credit repair services, debt services and even lawyers don’t want you to know.

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Technorati Tags: Credit, credit card, credit score, personal finance

• What's Love Got To Do With It? You may read the title of this and think that this newsletter will focus on money and relationships.  Well, that is an incorrect thought.  You may also think that this is a tribute to Tina Turner.  That would be wrong again.  But I do want to talk about love......
• Tips For Purchasing a Car Are you thinking of buying a used car?  Are you thinking of buying a new car?  Do you already have a car and are completely happy with what your "vehicle(s) situation" is? Well whatever the case may be, you may want to consider the following material.  Unless you have......
• Dirty Secrets of the Banking Industry In the past I have talked about the Financial Services Industry and the Federal Reserve Bank, and how they effect the economy and your own personal finance. But even on a small scale, banks have adopted some pretty shady tactics that consumers need to be aware of. I urge......
• How Can I Improve My Credit Score? In the past, I addressed the question of whether or not having a good credit score was even important (that is if you don't plan on taking on new debt). Now that we have addressed that, the next question is, "If I have bad credit, how can I raise......
• Summerizing Your Home From Allwords.com summarize verb (summarize, ing) 1. To prepare a summary of something. 2. To give a recapitulation of the salient facts; to recapitulate or review. From FreeYourMindOnline.net summerize verb (summeriz, ing) 1. To prepare ones living space to be more cost effective during scorching hot summer months. Today......

• What Is A Good Credit Score Good For? Few things strike up a debate faster than asking what good is a credit score these days?  There are those who totally spurn the idea of some 3rd party determining their credit worthiness.  There are others who worship the mighty FICO, well aware of its ability to save them money......
• What Determines a Credit Score pt 2 Continued from part 1. Here is some basic information on what you need to know about credit scores and what goes into determining your credit score. Here is a word of caution for you to consider: If you pay off all of your collection accounts, especially those that are older,......
• Save Time, Money and Space in Over 80 Ways If you're looking for handy gadgets, tools and various items that can save you time, money or space (or all three!) this list of more than 80 top products is just what you need. Everyone's got saving money on their minds these days. Some of us are always looking to......
• Virtual PBX - Minimizes Telephone Costs By implementing a virtual PBX phone system, you can minimize your telephone costs considerably. For implementing this VoIP compatible telephone system it is not required to purchase and install the costly PBX equipments at your site.With the implementation of hosted PBX phone systems, it is possible to impart the......
• A Better Way To Earn Money From Parked Domains Until recently, domainers used to park domains with nothing but ads on them. They tried to get traffic from mis-spelt URLs or people who'd directly type a URL in the location bar. There wasn't any content to attract the search engines, so unless they were paying to direct traffic to......