AH YES, the Rule of 72.A lot of people have heard about it.Some people know what it is.Fewer people understand what it really means!But most importantly only the elite ever get to apply it for their benefit.
Whatever category you think you are in, you may want to pay attention.I will present this in a way that it has never been presented before.
IRA - Individual Ripoff Account Have you heard this before? Save money on your taxes by putting as much money as possible in a Qualified plan or a Tax Sheltered account, like a traditional IRA. Never pay taxes on money you don’t plan to spend. Keep that money from Uncle Sam and let the......
What's Love Got To Do With It? You may read the title of this and think that this newsletter will focus on money and relationships. Well, that is an incorrect thought. You may also think that this is a tribute to Tina Turner. That would be wrong again. But I do want to talk about love......
Victory Tax Today, we will explore one of the most controversial topics on the planet: The Income Tax. Every year around "tax time", we are coincidentally reminded of those celebrities and big names who have been taken down due to tax evasion. Yet simultaneously, there are those who don't pay income......
Money Is The Root of All Evil? Does the Frugal Living or Lifestyle constitute vanity? Shouldn't we be trying to live our lives to the fullest while we can? Does it make sense to spend your whole life trying to penny pinch and save money here and there? Today I will discuss this apparently "controversial" topic. ......
Tips For Purchasing a Car Are you thinking of buying a used car? Are you thinking of buying a new car? Do you already have a car and are completely happy with what your "vehicle(s) situation" is? Well whatever the case may be, you may want to consider the following material. Unless you have......
Recession Not Through With Us Yet While it may seem that the nation's economy is taking a turn for the better and strides toward the positive are being made, the recession times we have been experiencing are not exactly over. With so many people starting to regain confidence in their personal finances again with just the......
What is the Right Age to Buy our First Home? Good Morning Green Panda Readers. Happy Civic Holiday to (some of) our Canadian Readers. Today we are discussing the right time to buy our first home. Homeownership is definitely a privilege and not a right. Not everyone can afford to buy a home, and not everyone is responsible enough......
Choosing the Retirement Path Less Traveled Are you in the retirement planning mainstream? If you are, that likely means that you have done little or nothing to prepare for retirement. If you are a baby boomer in that category, you are certainly not alone. So is it too late to change? I don't think that it......
Putting Money In Perspective Today, Jason Steele from Ask Mr Credit Card is going to post here. Rather than talking about credit cards, he is going to talk about the subject of putting money in perspective. He also has his own personal blog Steele Street where he rants about travel, aviation and consumer issues.......
Network Marketing - The Prospecting Game Who Is Right For Your Network Marketing Business? [/caption] Just this past weekend my friend held his team meeting in his basement. I brought him into my network marketing business because I already knew that he would really like the product. His topic was "know who your prospects are". We......
Let me tell you why you are here. You’re here because you know something. What you know you can’t explain, but you feel it. You’ve felt it your entire life. There’s something wrong with the world. You don’t know what it is, but it’s there, like a splinter in your mind, driving you M.A.D.. It is this feeling that brought you to me. Do you know what I’m talking about?
The Conspiracy of Home Loanership Stop making your landlord rich. Start investing in you. Purchase a home and build real wealth for you and your family. Yes, we've all heard it before. It is a fact that the majority of American's house is their biggest investment. However, it is also fact that the majority......
Tips For Purchasing a Car Are you thinking of buying a used car? Are you thinking of buying a new car? Do you already have a car and are completely happy with what your "vehicle(s) situation" is? Well whatever the case may be, you may want to consider the following material. Unless you have......
How To Defeat The Middle Class Matrix Every since I released the newsletter The Middle Class Matrix, thousands and thousands of people have approached me (ok, maybe two or three) and asked, Ok, well.. How do you get out of this Matrix?! Today, this is what I want to write about. If you are in your......
You Can't Retire. Now What? Most of the information regarding personal finance is focused on what to do so that you can retire and not have to work. But... what if you are already at the "age" of retirement and you can stop working? Consider the following info. _________________________________________________ Learn how to raise your......
IRA - Individual Ripoff Account Have you heard this before? Save money on your taxes by putting as much money as possible in a Qualified plan or a Tax Sheltered account, like a traditional IRA. Never pay taxes on money you don’t plan to spend. Keep that money from Uncle Sam and let the......
Cashing In Early on the African Gold Rush With all the global investment attention on China, India and Latin America, now's a good time to research African equities and African ETFs for your frontier markets portfolio. Most people still think of Africa's wealth in terms of its natural resources - gold, diamonds, oil. This is true, but the......
Mutual Funds Introduction It is really not much of an exaggeration for you to say that mutual funds are one of the best things that the middle class can take advantage of financially since the invention of sliced bread. What mutual funds do, is they allow for investors that have small amounts of......
Is a Middle Class Tax Increase on the Way? President Obama lost control over the spendulus bill, letting both the House and Senate tack on some of their favorite new social programs. More recently, the President stood by meekly as Congress stuffed the omnibus spending bill with raw pork. His only defense was that it was "last year's business."......
Retirement is Likely to Be Different for Generations to Come Center for a secure Retirement just released the results of a new survey titled, “Middle Income Boomers, Financial Security and the New Retirement†and the results while interesting don’t really seem all that shocking. According to the study the key findings are (and my thoughts), Two-thirds (67%) of middle-income Boomers......
Are Annuities the New Pension? I have thought and written extensively about the benefits, costs, and risks of immediate and variable annuities for retirement. Now even the White House is suggesting that more boomers consider using annuities to provide lifetime retirement income. In his State of the Union address, President Obama talked about economically supporting......
In the past I have talked about the Financial Services Industry and the Federal Reserve Bank, and how they effect the economy and your own personal finance. But even on a small scale, banks have adopted some pretty shady tactics that consumers need to be aware of.
I urge everyone to consider this material, as it contains some vital information that you may need to know.
The following website will teach you every thing that you need to know about investing in gold. You can start of with small amounts of money. You don’t have to be wealthy.
What's Love Got To Do With It? You may read the title of this and think that this newsletter will focus on money and relationships. Well, that is an incorrect thought. You may also think that this is a tribute to Tina Turner. That would be wrong again. But I do want to talk about love......
Debt Season Oh Yes! It is getting around about that time. What time am I talking about? Debt Season. You can also call it the Holiday Season Hangover. Right now people are sitting back and looking at their debt and how long it will take them to get out. But this......
Do You Need A Financial Expert? A lot of people out there may be interested in hiring someone to do their finances for them, but they are not sure which way to turn. Then there are others who are not in the least bit looking toward getting any financial help. Either way, I would urge......
Tips For Purchasing a Car Are you thinking of buying a used car? Are you thinking of buying a new car? Do you already have a car and are completely happy with what your "vehicle(s) situation" is? Well whatever the case may be, you may want to consider the following material. Unless you have......
Are You Cursed if You Don't Tithe? Will a man rob God? Yet YOU have robbed Me! But you say, ‘In what way have we robbed You?’ In tithes and offerings. Well my goodness! I certainly don't want to be guilty of Robbing the Creator! But What does the Bible say about Tithing? There are those......
Budgeting For Your Wedding There is no other way that this can be said: Weddings can be really expensive! Of course, when you think about it, there are different degrees of expensive, and it is important for you to figure out where you and your significant other fit in on this scale. For some......
Why Do You Need To Generate Content For Money Making Online ? Every day people seeking opportunities for money making online. At many cases, you may have to generate content in order to setup an online business yourself. Internet is bound by web pages which are content rich. We all know that Internet users are "Information Seekers" and people need information. When......
Reasons Every Small Business Should Be Blogging I am amazed at the blog-reluctance of many small businesses. I hear things like “I don’t have time to blog”, “blogging doesn’t make sense in my industry”, and sometimes even the dreaded “what the heck is a blog?” The reality is if your company provides unique products or services,......
Review: The Motley Fool’s You Have More Than You Think By David and Tom Gardener For many people, the ability to invest is a pie in the sky dream that will never be achieved, due to the fact that they may not believe they have “enough” money to invest. This book promises to allay those fears and help readers get a better view on personal......
Review: Good Calories Bad Calories by Gary Taubes Good Calories, Bad Calories took the author five years to write, and it contains some groundbreaking information that will undoubtedly be the cause of much controversy. Whether or not you agree with Taubes assertions, the book is certainly well worth the read and it is obvious that he did put......
Today I would like to talk about romance, relationships and money. So if you are in a relationship and are serious, OR you know someone who is, you may want to check this out and relay the message
Dirty Secrets of the Banking Industry In the past I have talked about the Financial Services Industry and the Federal Reserve Bank, and how they effect the economy and your own personal finance. But even on a small scale, banks have adopted some pretty shady tactics that consumers need to be aware of. I urge......
IRA - Individual Ripoff Account Have you heard this before? Save money on your taxes by putting as much money as possible in a Qualified plan or a Tax Sheltered account, like a traditional IRA. Never pay taxes on money you don’t plan to spend. Keep that money from Uncle Sam and let the......
Death Insurance Today I would like to cover the subject of life insurance. There are many types of life insurances out there. Which type should you get? Should you get any? If so, how much? And last but not least, what is the red pill question? Consider the following material. ENTER......
The Middle Class Matrix Let me tell you why you are here. You're here because you know something. What you know you can't explain, but you feel it. You've felt it your entire life. There's something wrong with the world. You don't know what it is, but it's there, like a splinter in......
What's Love Got To Do With It? You may read the title of this and think that this newsletter will focus on money and relationships. Well, that is an incorrect thought. You may also think that this is a tribute to Tina Turner. That would be wrong again. But I do want to talk about love......
How to select a Property Manager I'm not too thrilled with my property manager on the 2 houses I bought in Indiana. Since I did such a lousy job the first time around, I guess I need to pull out the old books and see how to choose a better one. Who better to find a......
Baseball Cards Sports Memorabilia -> Autographs, Original -> Baseball-MLB-> Trading Cards Baseball cards have been around for just about as long as the sport has and many of them have turned into very valuable collector items. Whether you are interested in collecting baseball cards from a fan perspective, or you are more......
How to End Paycheck Reliance There are numerous ways to end paycheck reliance in your life, however some are obviously more feasible than others in terms of implementation. For example, winning the lottery is an excellent way to overcome your reliance on a paycheck to paycheck way of living, but how much can you really......
My Family's Cash Flow Chart The other day I was speaking with a buddy the other day and he was asking about how The Wife and I handle our cash flow. Actually he was making fun of the complexity of it. I figured I should prove him wrong and actually create a flow chart rather......
How to Sell Rare Coins Rare coins are some of the most sought after coins in the coin collecting world, providing individuals with interesting and unique collections that make others jealous. These are different coins with value that is generally higher than others, expensive coins that only serious coin collectors go after. If you have......
Last month we discussed ways to teach children personal finance. This month I will take it a step further and talk about some ways that can aid you in paying for your kids college education.
Tuition costs are getting out of control these days. So if you have or know someone who has kids, then you will want to check this out.
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Visit the FYMO Ebook Store and check out a variety of self improvement e-books on a lot of different topics. And the price is always right!
If you enjoyed the above article, feel free to promulgate it below.
Stop making your landlord rich. Start investing in you. Purchase a home and build real wealth for you and your family.
Yes, we’ve all heard it before. It is a fact that the majority of American’s house is their biggest investment. However, it is also fact that the majority of Americans are strapped. I urge you to be prudent and consider the following before you take the plunge. Things are not always what they seem.
Victory Tax Today, we will explore one of the most controversial topics on the planet: The Income Tax. Every year around "tax time", we are coincidentally reminded of those celebrities and big names who have been taken down due to tax evasion. Yet simultaneously, there are those who don't pay income......
You Can't Retire. Now What? Most of the information regarding personal finance is focused on what to do so that you can retire and not have to work. But... what if you are already at the "age" of retirement and you can stop working? Consider the following info. _________________________________________________ Learn how to raise your......
The Middle Class Matrix Let me tell you why you are here. You're here because you know something. What you know you can't explain, but you feel it. You've felt it your entire life. There's something wrong with the world. You don't know what it is, but it's there, like a splinter in......
The Rule of 72 Formula AH YES, the Rule of 72. A lot of people have heard about it. Some people know what it is. Fewer people understand what it really means! But most importantly only the elite ever get to apply it for their benefit. Whatever category you think you are in, you......
Will That Be Credit or Debit? First came the evil credit card! It lured us into debt and ruined our lives. It offered us a quick fix. Buy now and pay later. Its convenience spoiled us (no one wants to carry around cash all the time). Its debt drowned us. Now the debit card has......
Lending Club Advanced Search or Investment Credit Filters I started a similar topic at the P2P No Bank Forum on this subject: Lending Club Advanced Search or Investment Credit Filters However I wanted to post here as well... My money has not yet cleared into Lending Club, so I have been using the site and trying to find......
Buying a Vacation/Retirement Home (Part 2) Last week, I found a few spare minutes to relate my initial experience of buying a Buying a Vacation/Retirement Home. Unfortunately, due to the lack of time between appointments to see houses, I skipped over some important details. It was clear in reading the comments that the post wasn't what......
The Strengths Of Mobile Credit Card Processing Devices The birth of cellular online credit card processing equipment is a large blessing for businesses in any type of business. The mobile cellular phone centered credit score card machine is a prevalent critical for businesses that are taking lead on the liberty that wireless merchant account providers can give.......
Buying a Vacation/Retirement Home (Part 4) [The following is the fourth part in a series about my adventures to buying a vacation/retirement home. It may make more sense to read it after Buying a Vacation/Retirement Home and Buying a Vacation/Retirement Home (Part 2) and Buying a Vacation/Retirement Home (Part 3). There's also a prequel at Time......
Top 10 Financial Moves I Ever Made When I entered the real world, their were no personal finance or investing related blogs. This forced me to rely on limited advice I received from others or I had to figure things out on my own. Some things worked, and some things just blew up in my face. In......
We here at Free Your Mind Online just love the kids!!
Therefore, today we are going to get into some more ways that the parents out there can give their children the head start and the jump start that they need in order to achieve financial success later on in life.
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Learn how to raise your credit score hundreds of points by using these credit secrets!
If you enjoyed the above article, feel free to promulgate it below.
I guess since this is the last day in January, it’s too late to change your New Year’s resolution. But at this point, I will give you something to consider.
If you have a health related problem to fix, you may want to turn to your finances first. Consider the following information.
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Visit the FYMO Resource Center and find a wide array of resources that can help you improve your life!
If you enjoyed the above article, feel free to promulgate it below.
Well ladies and gentlemen. It is getting close to Christmas. So it is now approaching the time when all of that diligent retirement saving that you have done all year long is about to go “down the chimney.”
So tune in to this episode and maybe I can help save as much of your money as possible now AND after the holidays.
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Are you looking to take control of your personal finance situation? Check out this simple easy to use personal finance spreadsheets.
If you enjoyed the above article, feel free to promulgate it below.
Tips For Saving Gas Ladies and Gentlemen. Today I would like to talk about something near and dear to all of our hearts, and that is saving money on gas! Wouldn't it be nice to save that money and put it towards something else? Consider the following Material. _________________________________________________ Speaking of saving money. ......
Money Is The Root of All Evil? Does the Frugal Living or Lifestyle constitute vanity? Shouldn't we be trying to live our lives to the fullest while we can? Does it make sense to spend your whole life trying to penny pinch and save money here and there? Today I will discuss this apparently "controversial" topic. ......
Best ways to pay down debt quickly This question has been asked so many times, "Which is better, Debt Snowball or Debt Avalanche?" I have seen some heated debates on this, and that by itself I find really interesting. So to put an end to all of the controversy, I will do a newsletter on which......
Youth Financial Literacy One of the biggest investments that you can make is not one of monetary value, but the investment in your children's knowledge. It can pay off for you personally and more importantly it can lead to a legacy. Consider the following info. _________________________________________________ Sometimes you may hear the expression,......
The Personal Finance Checklist Ok… Allow me to step off of conspiracy island for a few moments and get into some basic principles about finance. Pretty much everybody on the planet knows that in order to reach financial independence, you have to save money, get rid of debt, and invest wisely. But very......
Is Paying Car Insurance in Full Really Worth the Savings? With finances pinching tighter seemingly every day, we have to look to creative ways to save money, both today and in the future. From finding the best rates for loans and savings accounts to choosing less expensive alternatives at the grocery store, every little bit of savings can add up.......
New Year's Edition of What's Cool Let's take a look at some interesting links from the past week: 1. Santa Suck This Year? Check out this Free eBook @ Studenomics. 2. The Best Personal Finance Articles of 2010 @ Free From Broke. 3. Why Your New Blog Won’t Make Any Money @ The Financial Blogger. 4.......
Mailbag: What To Teach High School Seniors? "G" writes in: I'm planning on trying to teach a short lesson on personal finance to my sister's high school students (seniors). I'm wondering if you have ideas for an outline of what such a lesson might look like. I think it's great that you have the opportunity to educate......
Personal Finance Links (Christmas Gifts Edition) I thought I'd recount some of the Christmas gifts I received of note. However before I get to that I have to recount the ones I gave. On the positive side, realizing that my wife had Boxing Day off to go shopping turned my numerous gift cards into one of......
Ok, wait a minute! What in the world is Lebron James doing on a personal finance blog? And what does anything that he has ever said or done have to do with my money?
Well… the answer could be nothing, but on the other hand, it could be everything. Want to find out?
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Check out the FYMO Online Ebook Store and find a plethora of ebooks spanning many different subjects. And of course, the price is right!
If you enjoyed the above article, feel free to promulgate it below.
Dirty Secrets of the Banking Industry In the past I have talked about the Financial Services Industry and the Federal Reserve Bank, and how they effect the economy and your own personal finance. But even on a small scale, banks have adopted some pretty shady tactics that consumers need to be aware of. I urge......
Finding A Financial Planner I have always maintained that the truth of the matter is, people in most cases don't NEED a financial planner. It is not that hard to spend less than what you make and educate yourself on what to do with the rest. But I realize that in some situations,......
Tips For Purchasing a Car Are you thinking of buying a used car? Are you thinking of buying a new car? Do you already have a car and are completely happy with what your "vehicle(s) situation" is? Well whatever the case may be, you may want to consider the following material. Unless you have......
Wanna Be Broke? Do a Budget! Today I would like to discuss the controversial subject known as budgeting. Most, if not all of financial experts will tell you that you must have one to succeed. This seems like a no brainer, but if it is that easy, then why is it that nobody does them?......
Death Insurance Today I would like to cover the subject of life insurance. There are many types of life insurances out there. Which type should you get? Should you get any? If so, how much? And last but not least, what is the red pill question? Consider the following material. ENTER......
Best Online Business Ideas To Start An Internet Business The had ideas are a number of the simplest on-line business concepts to begin an net business with. Whether or not you are new to attempting to earn money on the web with you've got probably heard concerning selling things on Craigslist or eBay. However you may not be......
Learn What Effective Online Reputation Management Is All About An important part of any Internet business is using online reputation management so that the business creates a positive impression on your audience. In what ways can you manage your online reputation? How do you make sure that your online reputation is protected? The article below will explain...These tips will......
Easy Ways To Make Money Online - The Ebook That Is Going To Change Your Life Forever Are you frustrated about not earning enough money to feed the needs of your family, or are you looking for a way to earn an extra income working from the comfort of your home, to fulfill the needs and dreams of your family? Then this article on easy ways to......
Take Advantage of Free Online Resources to Fasten Your Financial Future The web is awash with financial information resources. Don't continue down the road of debt-dependent lifestyle to an unplanned future in these uncertain economic times. More importantly, don't seek costly services, refinances, and reorganization of debt that promise to “help” you get out financial trouble without checking out free offerings......
4 Ideas to Create Multiple Income Streams Online In the past, creating multiple streams of income required a lot of footwork and there were few passive stream opportunities available. However, thanks to the Internet, it has never been easier to create multiple streams of income online and many are passive! Let’s go into a few ideas that you......
Welcome to the Free Your Mind Online Personal Finance Blog
I hope that you find this blog/e-zine beneficial to you. A lot of what you see in this blog will probably be unlike anything you've seen on finance. A lot of it will be controversial (spanning topics from politics to religion), WAY outside the box, and hopefully it will cause you to think.
ATTENTION
If you are new to this site, I STRONGLY suggest that you read the first six articles first. (1)(2)(3)(4)(5)(6) These newsletters are essential in understanding why we here in America are in the financial shape that we are in. The other posts are based off of the first six. This site also contains content from the top personal finance blogs available online.
My Top Related Blog Posts 
IRA - Individual Ripoff Account Have you heard this before? Save money on your taxes by putting as much money as possible in a Qualified plan or a Tax Sheltered account, like a traditional IRA. Never pay taxes on money you don’t plan to spend. Keep that money from Uncle Sam and let the...... 
What's Love Got To Do With It? You may read the title of this and think that this newsletter will focus on money and relationships. Well, that is an incorrect thought. You may also think that this is a tribute to Tina Turner. That would be wrong again. But I do want to talk about love...... 
Victory Tax Today, we will explore one of the most controversial topics on the planet: The Income Tax. Every year around "tax time", we are coincidentally reminded of those celebrities and big names who have been taken down due to tax evasion. Yet simultaneously, there are those who don't pay income...... 
Money Is The Root of All Evil? Does the Frugal Living or Lifestyle constitute vanity? Shouldn't we be trying to live our lives to the fullest while we can? Does it make sense to spend your whole life trying to penny pinch and save money here and there? Today I will discuss this apparently "controversial" topic. ...... 
Tips For Purchasing a Car Are you thinking of buying a used car? Are you thinking of buying a new car? Do you already have a car and are completely happy with what your "vehicle(s) situation" is? Well whatever the case may be, you may want to consider the following material. Unless you have...... 
Recession Not Through With Us Yet While it may seem that the nation's economy is taking a turn for the better and strides toward the positive are being made, the recession times we have been experiencing are not exactly over. With so many people starting to regain confidence in their personal finances again with just the...... 
What is the Right Age to Buy our First Home? Good Morning Green Panda Readers. Happy Civic Holiday to (some of) our Canadian Readers. Today we are discussing the right time to buy our first home. Homeownership is definitely a privilege and not a right. Not everyone can afford to buy a home, and not everyone is responsible enough...... 
Choosing the Retirement Path Less Traveled Are you in the retirement planning mainstream? If you are, that likely means that you have done little or nothing to prepare for retirement. If you are a baby boomer in that category, you are certainly not alone. So is it too late to change? I don't think that it...... 
Network Marketing - The Prospecting Game Who Is Right For Your Network Marketing Business? [/caption] Just this past weekend my friend held his team meeting in his basement. I brought him into my network marketing business because I already knew that he would really like the product. His topic was "know who your prospects are". We...... 
